## Life-light direction

Joy, shelter, agency, belonging, liquidity, and renewal lead the palette. Shadow remains available when a concept truly warns.

Twelve luminous enamel tiles expressing shelter, family, liquidity, renewal, and selectively preserved warnings
Eleven luminous enamel tiles expressing access, rootedness, connection, productive capital, and selective caution

# Physical material reference

Photorealistic enamel hierarchy over the editable vector masters.

Parcel

Home

Neighborhood

Property Line

Key

Mortgage

Thirty-Year Fixed Mortgage

Adjustable-Rate Mortgage

Amortization

Equity

Loan-to-Value Ratio

Debt-to-Income Ratio

Rate-and-Term Refinance

Foreclosure

Offer

Contingency

Home Inspection

Appraisal

Closing

Deed

Chain of Title

Easement

Lien

Cloud on Title

Mortgage-Backed Security

Pool

Tranche

To-Be-Announced Trade

Mortgage Servicing Right

Warehouse Line

Net Operating Income

Capitalization Rate

Debt-Service Coverage Ratio

Capital Stack

Waterfall

Ground Lease

Zoning

Entitlement

Groundbreaking

Change Order

Adaptive Reuse

Interest Rate

Liquidity

Leverage

Scarcity

Inflation

Redlining

Negative Amortization

Deferred Maintenance

Regulatory Capture

Bubble

Paper Street

Party Wall

Spite House

Adverse Possession