# Blockbusting

> Blockbusting reveals and governs how access to place and credit can be distributed or denied

| Field | Value |
|---|---|
| Stable ID | `node:kiduna:real-estate-mortgage:fair-housing:blockbusting` |
| Family | Fair Housing & Exclusion |
| Domain | Governance |
| Era | Institutional Age → Collective Age |
| Kind | concept |
| Archetype | The Relation |
| Claim layers | empirical, cultural_historical, synthesis, interpretive, symbolic_divinatory |

## What it is

Blockbusting is a concept in the Fair Housing & Exclusion family, defined here by the function it performs in the property system rather than by label alone.

## What it actually does

Blockbusting reveals and governs how access to place and credit can be distributed or denied.

## Why it exists

It exists because place is unique and immovable while law, capital, information, and human lives must still coordinate around it across time.

## System mechanics

- **Who uses it:** owner, occupant, buyer, seller, lender, investor, steward, regulator
- **Incentives:** access, certainty, control, value, continuity
- **Inputs:** place, people, records, rules, resources, time
- **Outputs:** rights, constraints, uses, relationships, consequences
- **Dependencies:** Land, Authority, Information, Capital, Time

## Archetypal reading

- **Essence:** Blockbusting reveals and governs how access to place and credit can be distributed or denied
- **Gift:** Clarity about blockbusting makes a hidden allocation of place, time, authority, value, or risk available for deliberate choice.
- **Wound / Shadow:** When blockbusting is treated as neutral or inevitable, its costs can be shifted to people who hold less information, authority, liquidity, or mobility.
- **Failure mode:** The failure mode appears when blockbusting is stale, opaque, mispriced, misrecorded, overextended, or applied outside the conditions that made it useful.

## Lenses

- **Personal:** Notice where blockbusting appears as a structure in your own commitments: what is held, promised, priced, protected, excluded, or deferred?
- **Business:** Blockbusting reveals a handoff among information, authority, incentives, operating work, and capital. Make the owner of each handoff explicit.
- **Financial:** Blockbusting changes the timing, priority, comparability, liquidity, or distribution of cash flow and risk.
- **Property:** Blockbusting changes how a physical place can be used, valued, financed, transferred, occupied, maintained, or reclaimed.
- **Community:** Blockbusting can create benefits inside one parcel while exporting costs or opportunity to neighbors, institutions, or future residents.

## Divination

The Relation enters the reading through Blockbusting. The issue is not only what is visible; it is which map of ownership, time, risk, authority, or belonging currently governs the situation.

**Question:** What changes when Blockbusting becomes the unit of analysis?

**Guidance:** Shift scale, clock, stakeholder, boundary, and claim layer before choosing a move.

## Game function

Creates a graph move that changes the active map. Initiative 3.

## Relationships

- **Social Housing constrains Blockbusting.** Social Housing constrains Blockbusting through a change in rights, information, cash flow, priority, timing, or physical use.
- **Credit Invisibility transfers into Blockbusting.** Credit Invisibility transfers into Blockbusting through a change in rights, information, cash flow, priority, timing, or physical use.
- **Blockbusting is governed by Exclusionary Zoning.** Blockbusting is governed by Exclusionary Zoning through a change in rights, information, cash flow, priority, timing, or physical use.
- **Blockbusting enables Securities and Exchange Commission.** Blockbusting enables Securities and Exchange Commission through a change in rights, information, cash flow, priority, timing, or physical use.

## Oppositions

- Formal Equality versus Substantive Access
- Scarcity Value versus Affordability

## Historical lineage and regulatory context

Read Blockbusting through the lineage of Fair Housing & Exclusion: earlier customary or local arrangements became recorded, standardized, financed, regulated, digitized, or contested over time.

Rules vary by jurisdiction and transaction. Use the cited primary sources as starting points and verify current local law, program guides, contracts, and professional standards before operational use.

## Visual direction

Text-free rounded-square enamel artifact for Blockbusting: one dominant symbolic mechanism with a restrained secondary counterforce; vitreous midnight enamel, blackened steel, warm brass, copper accents, mortgage-paper cream, deep green, slate, and sky blue.

## Engine output / Sentinel handoff

The generative interpretation above is preserved as Engine Output. Sentinel factors: jurisdiction-specific rules, factual uncertainty, historical discrimination, cultural context, fair-lending implications. These factors request contextual review; they do not delete or silently rewrite the candidate.

## Research / provenance

- [Housing Discrimination Under the Fair Housing Act](https://www.hud.gov/helping-americans/fair-housing-act-overview) — U.S. Department of Housing and Urban Development; housing discrimination and protected classes.
- [The Fair Housing Act](https://www.justice.gov/crt/fair-housing-act-1) — U.S. Department of Justice Civil Rights Division; fair housing and lending discrimination.
- [Redlining and Your Rights](https://www.justice.gov/crt/media/1325956/dl?inline=) — U.S. Department of Justice Civil Rights Division; redlining and equal access to credit.
