# Warranty Deed

> Warranty Deed links present claims to durable evidence and past transfers

| Field | Value |
|---|---|
| Stable ID | `node:kiduna:real-estate-mortgage:title-deeds:warranty-deed` |
| Family | Title, Deeds & Recording |
| Domain | Governance |
| Era | Institutional Age → Agentic Age |
| Kind | record-or-instrument |
| Archetype | The Memory |
| Claim layers | empirical, cultural_historical, synthesis, interpretive, symbolic_divinatory |

## What it is

Warranty Deed is a record or instrument in the Title, Deeds & Recording family, defined here by the function it performs in the property system rather than by label alone.

## What it actually does

Warranty Deed links present claims to durable evidence and past transfers.

## Why it exists

It exists because place is unique and immovable while law, capital, information, and human lives must still coordinate around it across time.

## System mechanics

- **Who uses it:** borrower, lender, title professional, attorney, custodian, recorder
- **Incentives:** access, certainty, control, value, continuity
- **Inputs:** place, people, records, rules, resources, time
- **Outputs:** durable evidence, priority, notice, transferability
- **Dependencies:** Legal Description, Recording, Chain of Title, Authority

## Archetypal reading

- **Essence:** Warranty Deed links present claims to durable evidence and past transfers
- **Gift:** Clarity about warranty deed makes a hidden allocation of place, time, authority, value, or risk available for deliberate choice.
- **Wound / Shadow:** When warranty deed is treated as neutral or inevitable, its costs can be shifted to people who hold less information, authority, liquidity, or mobility.
- **Failure mode:** The failure mode appears when warranty deed is stale, opaque, mispriced, misrecorded, overextended, or applied outside the conditions that made it useful.

## Lenses

- **Personal:** Notice where warranty deed appears as a structure in your own commitments: what is held, promised, priced, protected, excluded, or deferred?
- **Business:** Warranty Deed reveals a handoff among information, authority, incentives, operating work, and capital. Make the owner of each handoff explicit.
- **Financial:** Warranty Deed changes the timing, priority, comparability, liquidity, or distribution of cash flow and risk.
- **Property:** Warranty Deed changes how a physical place can be used, valued, financed, transferred, occupied, maintained, or reclaimed.
- **Community:** Warranty Deed can create benefits inside one parcel while exporting costs or opportunity to neighbors, institutions, or future residents.

## Divination

The Memory enters the reading through Warranty Deed. The issue is not only what is visible; it is which map of ownership, time, risk, authority, or belonging currently governs the situation.

**Question:** What must Warranty Deed make durable before you can safely proceed?

**Guidance:** Resolve provenance, authority, custody, and ambiguity before relying on the artifact.

## Game function

Provides Evidence or Authority; missing custody or a defect blocks transfer. Initiative 3.

## Relationships

- **Use is administered through Warranty Deed.** Use is administered through Warranty Deed through a change in rights, information, cash flow, priority, timing, or physical use.
- **Deed externalizes to Warranty Deed.** Deed externalizes to Warranty Deed through a change in rights, information, cash flow, priority, timing, or physical use.
- **Warranty Deed amplifies Quitclaim Deed.** Warranty Deed amplifies Quitclaim Deed through a change in rights, information, cash flow, priority, timing, or physical use.
- **Warranty Deed depends on Plat.** Warranty Deed depends on Plat through a change in rights, information, cash flow, priority, timing, or physical use.

## Oppositions

- Use Value versus Exchange Value
- Speed versus Diligence

## Historical lineage and regulatory context

Read Warranty Deed through the lineage of Title, Deeds & Recording: earlier customary or local arrangements became recorded, standardized, financed, regulated, digitized, or contested over time.

Rules vary by jurisdiction and transaction. Use the cited primary sources as starting points and verify current local law, program guides, contracts, and professional standards before operational use.

## Visual direction

Text-free rounded-square enamel artifact for Warranty Deed: engraved layers, signatures, parcel geometry, seals, and custody marks held inside a precise brass frame; vitreous midnight enamel, blackened steel, warm brass, copper accents, mortgage-paper cream, deep green, slate, and sky blue.

## Engine output / Sentinel handoff

The generative interpretation above is preserved as Engine Output. Sentinel factors: jurisdiction-specific rules, factual uncertainty, legal variation, regulatory sensitivity. These factors request contextual review; they do not delete or silently rewrite the candidate.

## Research / provenance

- [American Land Title Association](https://www.alta.org/) — American Land Title Association; title, escrow, closing, title insurance practice.
- [eMortgage Standards and Specifications](https://www.mismo.org/standards-resources/emortgage-standards-and-specifications) — Mortgage Industry Standards Maintenance Organization; eMortgage, SMART Doc, RON, eVault, eRecording.
