# Community Property

> Community Property defines the duration and quality of a person's interest in land

| Field | Value |
|---|---|
| Stable ID | `node:kiduna:real-estate-mortgage:estates-tenure:community-property` |
| Family | Estates & Tenure |
| Domain | Governance |
| Era | Institutional Age → Collective Age |
| Kind | place-or-property |
| Archetype | The Habitat |
| Claim layers | empirical, cultural_historical, synthesis, interpretive, symbolic_divinatory |

## What it is

Community Property is a place or property in the Estates & Tenure family, defined here by the function it performs in the property system rather than by label alone.

## What it actually does

Community Property defines the duration and quality of a person's interest in land.

## Why it exists

It exists because place is unique and immovable while law, capital, information, and human lives must still coordinate around it across time.

## System mechanics

- **Who uses it:** owner, occupant, buyer, seller, lender, investor, steward, regulator
- **Incentives:** access, certainty, control, value, continuity
- **Inputs:** place, people, records, rules, resources, time
- **Outputs:** rights, constraints, uses, relationships, consequences
- **Dependencies:** Land, Authority, Information, Capital, Time

## Archetypal reading

- **Essence:** Community Property defines the duration and quality of a person's interest in land
- **Gift:** Clarity about community property makes a hidden allocation of place, time, authority, value, or risk available for deliberate choice.
- **Wound / Shadow:** When community property is treated as neutral or inevitable, its costs can be shifted to people who hold less information, authority, liquidity, or mobility.
- **Failure mode:** The failure mode appears when community property is stale, opaque, mispriced, misrecorded, overextended, or applied outside the conditions that made it useful.

## Lenses

- **Personal:** Notice where community property appears as a structure in your own commitments: what is held, promised, priced, protected, excluded, or deferred?
- **Business:** Community Property reveals a handoff among information, authority, incentives, operating work, and capital. Make the owner of each handoff explicit.
- **Financial:** Community Property changes the timing, priority, comparability, liquidity, or distribution of cash flow and risk.
- **Property:** Community Property changes how a physical place can be used, valued, financed, transferred, occupied, maintained, or reclaimed.
- **Community:** Community Property can create benefits inside one parcel while exporting costs or opportunity to neighbors, institutions, or future residents.

## Divination

The Habitat enters the reading through Community Property. The issue is not only what is visible; it is which map of ownership, time, risk, authority, or belonging currently governs the situation.

**Question:** What relationships become visible when Community Property is treated as a place rather than only an asset?

**Guidance:** Walk the physical, legal, financial, ecological, and human maps separately before recombining them.

## Game function

Occupies spatial capacity and generates use, cost, externality, identity, or cash flow. Initiative 3.

## Relationships

- **Medical Office conflicts with Community Property.** Medical Office conflicts with Community Property through a change in rights, information, cash flow, priority, timing, or physical use.
- **Tenancy by the Entirety constrains Community Property.** Tenancy by the Entirety constrains Community Property through a change in rights, information, cash flow, priority, timing, or physical use.
- **Community Property enables Condominium Ownership.** Community Property enables Condominium Ownership through a change in rights, information, cash flow, priority, timing, or physical use.
- **Community Property is evidenced by Water Rights.** Community Property is evidenced by Water Rights through a change in rights, information, cash flow, priority, timing, or physical use.

## Oppositions

- Use Value versus Exchange Value
- Speed versus Diligence

## Historical lineage and regulatory context

Read Community Property through the lineage of Estates & Tenure: earlier customary or local arrangements became recorded, standardized, financed, regulated, digitized, or contested over time.

Rules vary by jurisdiction and transaction. Use the cited primary sources as starting points and verify current local law, program guides, contracts, and professional standards before operational use.

## Visual direction

Text-free rounded-square enamel artifact for Community Property: a tactile architectural environment rendered in deep enamel, stone, vegetation, water, and fine metal lines; vitreous midnight enamel, blackened steel, warm brass, copper accents, mortgage-paper cream, deep green, slate, and sky blue.

## Engine output / Sentinel handoff

The generative interpretation above is preserved as Engine Output. Sentinel factors: jurisdiction-specific rules, factual uncertainty, legal variation, regulatory sensitivity. These factors request contextual review; they do not delete or silently rewrite the candidate.

## Research / provenance

- [Leasehold Property Overview](https://www.gov.uk/leasehold-property/overview) — Government of the United Kingdom; leasehold and freehold tenure.
- [Housing Discrimination Under the Fair Housing Act](https://www.hud.gov/helping-americans/fair-housing-act-overview) — U.S. Department of Housing and Urban Development; housing discrimination and protected classes.
