# Housing Policy

Housing Policy is treated as an interconnected process and meaning field. The chapter moves from grounded mechanisms to incentives, risks, history, relationships, mapshifts, and human consequences.

## Core traversal

- [Housing Security](../nodes/home/housing-security.md) — Housing Security connects occupancy to safety, identity, memory, and belonging
- [Student Housing](../nodes/commercial/student-housing.md) — Student Housing joins a physical asset to an operating use and income stream
- [Housing Expense Ratio](../nodes/processes/housing-expense-ratio.md) — Housing Expense Ratio tests whether the promised payment can be supported by the borrower's resources and obligations
- [Federal Housing Administration](../nodes/institutions/federal-housing-administration.md) — Federal Housing Administration recycles lender capital and standardizes loans for investors beyond the local transaction
- [Federal Housing Finance Agency](../nodes/institutions/federal-housing-finance-agency.md) — Federal Housing Finance Agency recycles lender capital and standardizes loans for investors beyond the local transaction
- [Affordable Housing](../nodes/regulation/affordable-housing.md) — Affordable Housing reshapes ownership, subsidy, land, or rent so shelter remains accessible
- [Public Housing](../nodes/regulation/public-housing.md) — Public Housing reshapes ownership, subsidy, land, or rent so shelter remains accessible
- [Housing Choice Voucher](../nodes/regulation/housing-choice-voucher.md) — Housing Choice Voucher reshapes ownership, subsidy, land, or rent so shelter remains accessible
- [Low-Income Housing Tax Credit](../nodes/regulation/low-income-housing-tax-credit.md) — Low-Income Housing Tax Credit reshapes ownership, subsidy, land, or rent so shelter remains accessible
- [Inclusionary Zoning](../nodes/regulation/inclusionary-zoning.md) — Inclusionary Zoning reshapes ownership, subsidy, land, or rent so shelter remains accessible
- [Rent Stabilization](../nodes/regulation/rent-stabilization.md) — Rent Stabilization reshapes ownership, subsidy, land, or rent so shelter remains accessible
- [Rent Control](../nodes/regulation/rent-control.md) — Rent Control reshapes ownership, subsidy, land, or rent so shelter remains accessible
- [Community Land Trust](../nodes/regulation/community-land-trust.md) — Community Land Trust reshapes ownership, subsidy, land, or rent so shelter remains accessible
- [Limited-Equity Cooperative](../nodes/regulation/limited-equity-cooperative.md) — Limited-Equity Cooperative reshapes ownership, subsidy, land, or rent so shelter remains accessible
- [Shared Ownership](../nodes/regulation/shared-ownership.md) — Shared Ownership reshapes ownership, subsidy, land, or rent so shelter remains accessible
- [Social Housing](../nodes/regulation/social-housing.md) — Social Housing reshapes ownership, subsidy, land, or rent so shelter remains accessible
- [Council Housing](../nodes/regulation/council-housing.md) — Council Housing reshapes ownership, subsidy, land, or rent so shelter remains accessible
- [Supportive Housing](../nodes/regulation/supportive-housing.md) — Supportive Housing reshapes ownership, subsidy, land, or rent so shelter remains accessible

## How to read this chapter

Follow claims and cash flows separately. Ask who holds authority, who supplies information, who receives benefit, who carries risk, and what changes when time or scale changes. Keep sourced fact, industry practice, synthesis, interpretation, and symbolic expression distinguishable.

## Mapshifting prompts

1. Change the unit of analysis from property to right, loan, cash flow, role, record, neighborhood, or institution.
2. Change the clock from closing day to thirty years, one market cycle, one building life, or several generations.
3. Change stakeholder and ask which previously invisible cost becomes central.
4. Return to the human map before choosing a move.

## Sentinel handoff

Legal, regulatory, fair-lending, historical, financial, cultural, and jurisdiction-specific annotations remain separate from Engine Output. They inform contextual use without flattening the graph.
