# Allonge

> Allonge preserves the evidence needed for claims to survive time, transfer, and dispute

| Field | Value |
|---|---|
| Stable ID | `node:kiduna:real-estate-mortgage:documents-custody:allonge` |
| Family | Documents, Custody & Evidence |
| Domain | Governance |
| Era | Institutional Age → Agentic Age |
| Kind | record-or-instrument |
| Archetype | The Ledger |
| Claim layers | empirical, cultural_historical, synthesis, interpretive, symbolic_divinatory |

## What it is

Allonge is a record or instrument in the Documents, Custody & Evidence family, defined here by the function it performs in the property system rather than by label alone.

## What it actually does

Allonge preserves the evidence needed for claims to survive time, transfer, and dispute.

## Why it exists

It exists because place is unique and immovable while law, capital, information, and human lives must still coordinate around it across time.

## System mechanics

- **Who uses it:** borrower, lender, title professional, attorney, custodian, recorder
- **Incentives:** access, certainty, control, value, continuity
- **Inputs:** place, people, records, rules, resources, time
- **Outputs:** durable evidence, priority, notice, transferability
- **Dependencies:** Land, Authority, Information, Capital, Time

## Archetypal reading

- **Essence:** Allonge preserves the evidence needed for claims to survive time, transfer, and dispute
- **Gift:** Clarity about allonge makes a hidden allocation of place, time, authority, value, or risk available for deliberate choice.
- **Wound / Shadow:** When allonge is treated as neutral or inevitable, its costs can be shifted to people who hold less information, authority, liquidity, or mobility.
- **Failure mode:** The failure mode appears when allonge is stale, opaque, mispriced, misrecorded, overextended, or applied outside the conditions that made it useful.

## Lenses

- **Personal:** Notice where allonge appears as a structure in your own commitments: what is held, promised, priced, protected, excluded, or deferred?
- **Business:** Allonge reveals a handoff among information, authority, incentives, operating work, and capital. Make the owner of each handoff explicit.
- **Financial:** Allonge changes the timing, priority, comparability, liquidity, or distribution of cash flow and risk.
- **Property:** Allonge changes how a physical place can be used, valued, financed, transferred, occupied, maintained, or reclaimed.
- **Community:** Allonge can create benefits inside one parcel while exporting costs or opportunity to neighbors, institutions, or future residents.

## Divination

The Ledger enters the reading through Allonge. The issue is not only what is visible; it is which map of ownership, time, risk, authority, or belonging currently governs the situation.

**Question:** What must Allonge make durable before you can safely proceed?

**Guidance:** Resolve provenance, authority, custody, and ambiguity before relying on the artifact.

## Game function

Provides Evidence or Authority; missing custody or a defect blocks transfer. Initiative 3.

## Relationships

- **Net Lease is governed by Allonge.** Net Lease is governed by Allonge through a change in rights, information, cash flow, priority, timing, or physical use.
- **Original Note enables Allonge.** Original Note enables Allonge through a change in rights, information, cash flow, priority, timing, or physical use.
- **Allonge prices Assignment.** Allonge prices Assignment through a change in rights, information, cash flow, priority, timing, or physical use.
- **Allonge externalizes to Lot.** Allonge externalizes to Lot through a change in rights, information, cash flow, priority, timing, or physical use.

## Oppositions

- Use Value versus Exchange Value
- Speed versus Diligence

## Historical lineage and regulatory context

Read Allonge through the lineage of Documents, Custody & Evidence: earlier customary or local arrangements became recorded, standardized, financed, regulated, digitized, or contested over time.

Rules vary by jurisdiction and transaction. Use the cited primary sources as starting points and verify current local law, program guides, contracts, and professional standards before operational use.

## Visual direction

Text-free rounded-square enamel artifact for Allonge: engraved layers, signatures, parcel geometry, seals, and custody marks held inside a precise brass frame; vitreous midnight enamel, blackened steel, warm brass, copper accents, mortgage-paper cream, deep green, slate, and sky blue.

## Engine output / Sentinel handoff

The generative interpretation above is preserved as Engine Output. Sentinel factors: jurisdiction-specific rules, factual uncertainty. These factors request contextual review; they do not delete or silently rewrite the candidate.

## Research / provenance

- [eMortgage Standards and Specifications](https://www.mismo.org/standards-resources/emortgage-standards-and-specifications) — Mortgage Industry Standards Maintenance Organization; eMortgage, SMART Doc, RON, eVault, eRecording.
- [Ginnie Mae MBS Guide](https://www.ginniemae.gov/issuers/program_guidelines/Pages/mbs_guide.aspx) — Ginnie Mae; pooling, issuance, custody, servicing, investor reporting.
- [American Land Title Association](https://www.alta.org/) — American Land Title Association; title, escrow, closing, title insurance practice.
