# Closing

Closing is treated as an interconnected process and meaning field. The chapter moves from grounded mechanisms to incentives, risks, history, relationships, mapshifts, and human consequences.

## Core traversal

- [Closing](../nodes/processes/closing.md) — Closing coordinates discovery, negotiation, commitment, and transfer
- [Closing Disclosure](../nodes/processes/closing-disclosure.md) — Closing Disclosure turns negotiated terms into executed, funded, and transferable obligations
- [Promissory Note](../nodes/processes/promissory-note.md) — Promissory Note turns negotiated terms into executed, funded, and transferable obligations
- [Security Instrument](../nodes/processes/security-instrument.md) — Security Instrument turns negotiated terms into executed, funded, and transferable obligations
- [Mortgage Deed](../nodes/processes/mortgage-deed.md) — Mortgage Deed turns negotiated terms into executed, funded, and transferable obligations
- [Deed of Trust](../nodes/processes/deed-of-trust.md) — Deed of Trust turns negotiated terms into executed, funded, and transferable obligations
- [Escrow](../nodes/processes/escrow.md) — Escrow turns negotiated terms into executed, funded, and transferable obligations
- [Settlement Agent](../nodes/processes/settlement-agent.md) — Settlement Agent turns negotiated terms into executed, funded, and transferable obligations
- [Notary](../nodes/processes/notary.md) — Notary turns negotiated terms into executed, funded, and transferable obligations
- [Right of Rescission](../nodes/processes/right-of-rescission.md) — Right of Rescission turns negotiated terms into executed, funded, and transferable obligations
- [Initial Escrow Statement](../nodes/processes/initial-escrow-statement.md) — Initial Escrow Statement turns negotiated terms into executed, funded, and transferable obligations
- [Affiliated Business Disclosure](../nodes/processes/affiliated-business-disclosure.md) — Affiliated Business Disclosure turns negotiated terms into executed, funded, and transferable obligations
- [Closing Protection Letter](../nodes/processes/closing-protection-letter.md) — Closing Protection Letter turns negotiated terms into executed, funded, and transferable obligations
- [Funding](../nodes/processes/funding.md) — Funding turns negotiated terms into executed, funded, and transferable obligations
- [eClosing](../nodes/technology/eclosing.md) — eClosing turns documents, observations, decisions, and physical assets into computational workflows

## How to read this chapter

Follow claims and cash flows separately. Ask who holds authority, who supplies information, who receives benefit, who carries risk, and what changes when time or scale changes. Keep sourced fact, industry practice, synthesis, interpretation, and symbolic expression distinguishable.

## Mapshifting prompts

1. Change the unit of analysis from property to right, loan, cash flow, role, record, neighborhood, or institution.
2. Change the clock from closing day to thirty years, one market cycle, one building life, or several generations.
3. Change stakeholder and ask which previously invisible cost becomes central.
4. Return to the human map before choosing a move.

## Sentinel handoff

Legal, regulatory, fair-lending, historical, financial, cultural, and jurisdiction-specific annotations remain separate from Engine Output. They inform contextual use without flattening the graph.
